Small and medium enterprises (SMEs) often face greater credit constraints than large firms because they lack audited financial statements and other information about their operations, and as a result...
To Croatia, the ripples of the European financial crisis felt more like large waves! The challenging market conditions limited the ability of the Croatian Bank for Reconstruction and Development (...
This brief provides an introduction to the fast-evolving landscape of digital credit and illustrates common features of this new digital finance offering. The focus is on digital credit services that...
A credit reporting system is an integral part of a well-functioning credit market. It reduces information asymmetries and helps increase access to credit. It also improves borrower discipline, lowers...
Credit registries and bureaus—essential elements of the financial infrastructure— enhance access to financial services. By sharing credit information, they help reduce information asymmetries,...
These nine case studies were prepared by the World Bank’s Water Global Practice to highlight existing blended finance experiences in the water sector. Blended finance refers to “the strategic use of...
These course is intended to provide SMEs with the knowledge about MSME financing, credit information sharing, the role of credit information service providers, credit Reports, credit Score, and...
The Getting Credit indicator measures the legal rights of borrowers and lenders with respect to secured transactions through one set of indicators and the reporting of credit information through...
In 2009, the Government of Kenya (GoK) requested PPIAF support to assess four water utilities in Kenya. The objective was to provide borrowers and lenders with an overview of the creditworthiness of...
After experiencing an initial period of rapid growth, many developing countries have fallen into the middle-income “trap”—stuck between low-wage, low-technology markets and high-income, innovation-...
While access to credit is a key instrument to alleviate rural poverty, microfinance institutions(MFIs) are often unable to expand their agriculturelending portfolio. One of the key advantages for...
All over the world, women have less access to credit than men. Because of both discriminatory property laws and unwritten social customs, women are less likely than men to own high-value assets that...
Mobile financial services (MFS) are the main drivers of financial inclusion in many developing countries; they provide low-income consumers with access to transfers, payments, and increasingly more...
Land is one of the most valuable assets for rural people. First, it is a productive asset, and second, land is often the only available collateral for credit in rural areas. Despite strong recent...
This note, part of the RAI Knowledge into Action Notes series, provides examples that
investors, civil society, and governments can follow to
engage youth in participating in agriculture. Young...
"Agtech landscape in India with a focus on innovations in financing small and marginal farmers"
The Global Agri-Food Tech scene is growing rapidly, with investments increasing from USD 2.9B in...
"Hurdles women face when starting a business"
The World Bank Group’s Women, Business and the Law dataset maps the “hidden laws” that curtail women’s economic empowerment and their ability to enter...
A well-functioning financial sector is critical for efficient resource allocation leading to increased productivity, greater investment, and higher overall levels of economic growth. This is...
"An overview of open banking and the key differences in the scope, policy, and technology frameworks adopted across different countries."
BBL Date - December 16, 2020
Fostering competition and...
This webinar series introduces innovative financing mechanisms that contribute to development solutions, linking needs, objectives and actual results. This series will focus on results-based...