Did you know that the billions of dollars migrants send home to their countries each year far surpass the total amount of money that international aid agencies give annually? Mr. Dilip Ratha is a lead economist for the World Bank Group in Washington DC, and is a migrant himself. He says the money, called remittances, which international migrants send to their families and friends, is leading to healthier, more educated communities. Such remittances should be encouraged, says Ratha, who argues that regulations now controlling money sending are unnecessary.