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Future Today Institute's 2021 Tech Trend Report - Blockchain, Fintech and Crypto

"Financial institutions and payment providers are integrating with tech platforms and e-commerce to acquire more customers and fend off competition."

Central banks are issuing and regulating blockchain-backed tokens called digital state currencies—or central bank digital currencies or CBDCs—which could modernize some of the most antiquated areas of global finance. Despit... view more

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Overview and Summary: Demand for modern, impartial, and secure systems to settle trades and transactions will increase as the global financial system digitizes.

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Central Bank-Backed Digital Currencies, Stablecoins, and Social Payments: Stablecoins work to minimize the volatility of the price of a crypto-currency, by “pegging” them to a specific exchange rate for a currency, crypto-currency, fiat money, or an exchange-traded commodity.

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Scenarios - Mid-Future Neutral Scenario: Blockchains can be used as a universal index of content authorship and edits. This is a powerful tool to authenticate content and to combat censorship and misinformation.

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Near-Future Optimistic Scenario: Large computer problems can be broken down into smaller portions and solved using the processing power of multiple standard computers, rather than with centralized supercomputers.

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Scenarios - Near-Future Pessimistic Scenario, Application, Key Questions: Innovative use cases for blockchain abound, but the complexity of the ecosystem remains a hurdle for most companies.

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