Although 700 million people have gained access to formal financial services in the past few years, 2 billion remain excluded in 2015. This video highlights key messages and findings from IEG's evaluation on Financial Inclusion - A Foothold on the Ladder toward Prosperity. It highlights how unpredictable access to finance and jobs affect the poor worldwide and what the World Bank Group can do to achieve universal financial inclusion by 2030. Access to financial services has long been believed to lift people out of poverty.